Mortgages for individuals who work in the construction industry under the Construction Industry Scheme (CIS)
Mortgages for self-employed individuals, including freelancers, entrepreneurs, and business owners.
Mortgages for individuals who work on a contract basis, whether in IT, engineering, consulting, or other fields.
Mortgages are one of the largest single transactions in most people’s lives.
The benefits of insuring ourselves against undesirable events cannot be overlooked.
If you die without a Will, then the government will decide who will inherit your estate.
Whether you rent or own your home, insuring it is the right thing to do.
With NHS waiting lists continuing to grow, many of our clients choose PMI
Private Medical Insurance (PMI) is a policy that covers the cost of private healthcare, offering quicker access to medical treatment, specialists, and private hospitals.
It is designed to complement the National Health Service (NHS), providing a faster route to treatment for those who want to avoid waiting lists or have more control over their healthcare options.
When you take out a policy, you and the insurer agree that should you fall ill or suffer an injury, the policy will attempt to return you to the same level of health you had when you took it out.
Health Insurance has many benefits – the key being private treatment for covered conditions, rather than waiting weeks or months on the NHS. It doesn’t pay out a lump sum – instead it usually pays directly for diagnostics and treatment at a private hospital.
A PMI policy is usually made up of two key elements; core cover, which comes as standard, and added-extras which cost more, but enhance your cover. Policies are very flexible and only need include the things which are important to you. This makes the options endless and it can become confusing. Our experts are on the end of the phone if you would like to chat through your options.
Moving home can be an expensive and stressful process at any age.